Subrogation is a term describing a right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured.
Through subrogation, insurance carriers can recover some, or even all, of a claim previously paid out to a policyholder and/or reimburse the policyholder’s deductible. Successful subrogation can benefit a carrier, their policyholder, and any party who assists them.
In general, Product Liability Laws place the burden of proof on the applicant of a subrogation claim.
A solid subrogation case will attempt to:
Establish either the definitive or reasonable cause of failure based upon sound engineering principles.
Eliminate likely alternative causes of failure.
Provide viable alternative designs that were available at the time of design.
Establish that the incorporation of the alternate design(s) was technologically feasible during production.
Establish that the incorporation of the alternate design(s) was not over-burdensome at the time of production.
CTL simplifies your subrogation decision-making by offering a seamless experience across the full scope of the evidence management and investigation process.
Our evidence preservation specialists reduce the inherent risk of spoliation by working quickly and efficiently and delivering a single-line chain of custody.
Our Professional Engineers leverage extensive knowledge of product failure trends, unique specializations, and additional certifications as master plumbers, metallurgists, electrical engineers, mechanical engineers, and Certified Fire and Explosions Investigators (CFEI).
You can feel confident that CTL’s findings, conclusions, and expert opinions are based on meticulous investigation of the evidence, sound engineering principles, and a thorough understanding of subrogation.
When you need litigation support, our Professional Engineers deliver clear and unbiased testimony. By relying on their engineering expertise, public speaking skills, and ongoing expert witness training, you can ensure that their objective findings will be presented thoroughly and professionally.
You can rely on the CTL’s experience and expertise to make the unknown known.
